'Know your bearing on every risk'
Pelorus works alongside your underwriters — reading every submission, checking every hard stop, and returning a complete structured verdict in under two minutes. Calibrated to your guidelines. Not a black box.
Spent on non-core administrative work — not underwriting.
First-pass triage, data extraction, document review, and file preparation consume most of the day before an underwriter touches a single judgment call. Pelorus handles that first pass — completely, in under two minutes.
Source: Accenture Insurance Research & Insurance Business Magazine
A Different Kind of AI Tool
Pelorus was designed by underwriters who know what it feels like to spend three hours on a submission that declines in the first paragraph. It handles the systematic work — extraction, checking, structuring — so your underwriters can focus on the judgment that actually requires their expertise.
Every verdict is fully auditable. Your underwriter sees every source passage, every check, every flag. They remain in control. Pelorus just ensures nothing gets missed.
Platform
Upload your guidelines once. Every submission after that is processed, checked, scored, and documented automatically.
PROCEED, REFER, or DECLINE with a composite risk score — specific to your carrier guidelines, not a generic AI opinion.
Every automatic-decline condition in your guidelines checked against every submission, every time. No similarity cutoffs. No missed exclusions.
Upload the full broker package — ACORD forms, loss runs, inspection reports, Schedule of Values. Every document parsed and cross-referenced.
Pattern recognition across losses, market context, cross-document consistency checks, and coverage gap analysis surfaced automatically.
Forward submissions directly from Outlook to your carrier's Pelorus inbox. No portal login required — results arrive back by reply email with a PDF attached.
Annotate extracted fields, amend values, and build your UW file note directly in Pelorus. Every change is tracked with the original value preserved.
Every underwriting variable structured and sourced: TIV, roof age, electrical systems, loss history, protection class — ready for quoting.
Every verdict is fully documented with source passages, check results, and decision rationale. Regulatory-ready from day one.
Org-isolated data. Submission documents and guidelines never used for model training. SOC 2 aligned data handling.
Process
No manual data entry. No formatting requirements. Upload the broker's documents and let Pelorus do the first-pass work.
Upload your underwriting guidelines as a PDF. Pelorus extracts your hard stops, risk appetite rules, and key data fields. This happens once — not on every submission.
Upload the full submission or forward by email — ACORD forms, loss runs, inspection reports, Schedule of Values. Pelorus parses every document in parallel.
Get a PROCEED / REFER / DECLINE recommendation with all guideline checks, severity-flagged concerns, underwriting insights, and a risk summary ready for quoting.
See It Live
A commercial property package — broker cover letter, SOV, and loss runs — uploaded and triaged from scratch.
Impact
Pricing
Priced based on your submission volume and lines of business. No implementation fees, no long-term contracts.
We'll put together a number based on your volume, lines of business, and team size.
Contact Sales
Tell us about your submission volume and current process. We'll walk you through a live demo using your actual guidelines.
We typically respond within one business day.
No sales pressure. We'll reach out to schedule a call.